:root{
  --red:#D81E05;
  --yellow:#FFC000;
  --ink:#0A0F1E;
  --text:#1C1C1C;
  --muted:#666;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:ui-sans-serif,system-ui,Segoe UI,Roboto,Helvetica,Arial;color:var(--text);background:#fff;overflow-x:hidden}
.container{max-width:1200px;margin:0 auto;padding:0 16px}

/* Header */
.header{position:sticky;top:0;z-index:40;background:var(--ink);color:#fff}
.header .bar{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.brand{display:flex;align-items:center;gap:8px;color:#fff;text-decoration:none;font-weight:900}
.brand-dot{width:10px;height:10px;border-radius:9999px;background:#ef4444}
.nav{display:flex;gap:18px;align-items:center}
.nav a{color:rgba(255,255,255,.85);text-decoration:none}
.nav a:hover{color:#fff}
.nav .btn{background:var(--yellow);color:#111;border-radius:10px;padding:8px 12px;font-weight:800}
.nav a.active{color:#fff;font-weight:900}

/* Hero slider */
.hero{position:relative}
.hero .slide{height:48vh;min-height:320px;background:linear-gradient(135deg,#f5f7fa,#c3cfe2);display:flex;align-items:center;justify-content:center}
.hero .panel{background:rgba(255,255,255,.96);border:1px solid #fff;border-radius:16px;padding:20px 24px;max-width:720px;margin:0 16px}
.hero .badge{display:inline-flex;align-items:center;gap:8px;border:1px solid var(--yellow);border-radius:9999px;padding:4px 10px;color:#b45309;font-size:.8rem;margin-bottom:8px}
.hero .title{font-weight:900;line-height:1.05;margin:0 0 8px 0;font-size:clamp(2rem,4vw,3rem)}
.hero .body{margin:0 0 12px 0;color:#555}
.hero .ctas a{display:inline-flex;align-items:center;gap:6px;border-radius:12px;padding:8px 12px;font-weight:800;text-decoration:none;margin-right:10px}
.hero .ctas a.primary{background:#dc2626;color:#fff}
.hero .ctas a.outline{border:1px solid var(--yellow);color:#975a16}
.hero .dots{position:absolute;left:0;right:0;bottom:10px;display:flex;justify-content:center;gap:8px}
.hero .dot{width:8px;height:8px;border-radius:9999px;background:rgba(255,255,255,.8)}
.hero .dot.active{background:#dc2626}
.hero .arrow{position:absolute;top:50%;transform:translateY(-50%);width:44px;height:44px;border-radius:9999px;background:#fff;border:2px solid #111;display:flex;align-items:center;justify-content:center;cursor:pointer}
.hero .prev{left:16px}
.hero .next{right:16px}
.hero .arrow svg{width:16px;height:16px}

/* Sections */
.section{padding:36px 0 8px}
.section .box{position:relative;border:1px solid #e5e7eb;border-radius:16px;background:#fff;box-shadow:0 6px 20px rgba(0,0,0,.04);padding:24px 24px 28px 24px;padding-top:50px}
.section .label{position:absolute;left:18px;top:-10px;background:#fff;color:#a60f00;border:1px solid #f1f1f1;border-radius:8px;padding:4px 8px;font-size:.8rem;font-weight:900;letter-spacing:.06em}
.cards{display:grid;grid-template-columns:repeat(1,minmax(0,1fr));gap:16px}
@media(min-width:768px){.cards{grid-template-columns:repeat(4,minmax(0,1fr))}}
.card{border:1px solid #e5e7eb;border-radius:12px;background:#f9fafb;text-align:center;padding:18px;min-height:140px;display:flex;flex-direction:column;align-items:center;justify-content:flex-start}
.card .icon{color:#dc2626;width:28px;height:28px;margin-bottom:8px}
.card h3{margin:2px 0 6px 0;font-size:1rem;font-weight:800}
.card p{margin:0;font-size:.85rem;color:#666}
.step .icon{color:#d97706}

/* Footer */
.footer{background:var(--ink);color:rgba(255,255,255,.9);margin-top:40px}
.footer a{color:rgba(255,255,255,.85);text-decoration:none}
.footer a:hover{color:#fff}
.footer .grid{display:grid;grid-template-columns:1fr;gap:24px;padding:36px 16px}
@media(min-width:1024px){.footer .grid{grid-template-columns:2fr 1fr 1fr 1fr}}
.footer .bottom{border-top:1px solid rgba(255,255,255,.12);padding:14px 16px;text-align:center;color:rgba(255,255,255,.7);font-size:.9rem}